About LHB Insurance
LHB
Insurance Brokerage, Inc. is a full-service, professional,
independent insurance agency equipped with the products
and resources necessary to successfully meet the
many and varied requirements of the sophisticated
insurance buying public.
We represent many of the most versatile, financially
stable insurance companies, with whom we enjoy a
carefully developed and strong relationship predicated
upon mutual trust, long-term positive results and
future growth and development. This is reflected
in part through its membership in Independent
Insurance Agents and Brokers Association of NY (IIABNY).
This
membership positions the kind of commitment
the Agency makes to its clients, and to the furtherance
of excellence in the industry.
LHB Insurance Brokerage, Inc. offers
superior risk consultation services for both large
and small accounts, plus an on-going, periodic review
and re-evaluation of each portfolio as part of a
wide range of professional insurance services rendered.
Although we rely heavily upon our strong domestic
markets, the Agency's sophistication and technical
skills permit additional latitude for creativity
and program design, where necessary, in order to
accommodate the more complex and difficult risks.
All of our products and programs are both comprehensive
in scope and affordable in price.
LHB Insurance recognizes and respects
the client's needs first, and exerts all of the energy
and talent required to meet that responsibility.
History
Larry Blisko President & CEO, has steered the
Agency for over 30 years with consistent and careful
judgment, and prepared the Agency to meet the myriad
challenges facing its clients and the insurance industry.
Larry has contributed indelibly to the Agency's success
through his vision, superior technical expertise,
and automation of the Agency with the latest state-of-the-art
equipment—so vital in this technological age.
Larry has developed expertise in handling a variety
of accounts including but not limited to complicated
real estate entities, and contractor related accounts.
Specialties
Contractors Insurance
As a contractor in today's day and age, every job
you take on comes with its own set of risks. Contracting
requires specific obligations and legal responsibilities.
The vast majority of clients today legally require
that a contractor be covered by some level of contractors
insurance, before any contract is accepted.
When it comes to purchasing contractors insurance,
there are several important factors to consider.
With proper contractors insurance, a contractor can
be fully protected and insurance, allowing the contractor
to work freely with peace of mind.
Real Estate
The real estate industry is one of LHB Insurance's
strongest specialties. Our experience in real estate
insurance is reflected in Programs that respond to
the particular, and sometimes differing, exposures
in various regions.
We offer a broad scope of coverage with strong markets,
and we've experienced little historical turnover
among our carriers. Coverages can include:
- Property
- Commercial General Liability and Umbrella Liability
- Condo and Co-op Directors and Officers Liability
- Environmental Insurance (first and third party)
including above and below ground storage tanks
- Lead Liability
- Umbrella Liability
- Equipment Breakdown
- Ordinance or Law Coverage
- Back up of Sewer & Drains
- Flood & Quake
An Independent Advantage
We are Independent Agents, free to choose the best
carrier for your insurance needs. We do not work
for an insurance company; we work for you. We work
on your side when you have a loss and follow through
to see that you get fair, prompt payment and service.
LHB Insurance represents a carefully
selected group of financially strong, reputable insurance
companies, therefore, we are able to offer you the
best coverage at the most competitive price.
What is an Independent Insurance Agent?
With an independent insurance agent, you have choices.
Independent agents are not tied to any one insurance
company. One of the advantages of using an independent
agent is that he or she works to satisfy your needs.
You are using an expert for an important financial
decision.
An independent agent has several companies that
he or she can approach to get you the best coverage
at the best price. And your independent agent will
know the companies with the most efficient claims
departments to recover your losses as quickly as
possible.
When you buy insurance, whether it's for your home,
your car or your business, you want an advocate who
will properly assess the risks you face and give
you an objective analysis of the marketplace, it's
up to you to make the final choice.
Insurance Carriers
As independent agents, we have
established long term, solid relationships with
some of the top national and regional carriers
in the industry. Our experienced staff will be
able to provide comprehensive, expert insurance
solutions and service.
For you, our client, this provides competitive pricing,
coverage options, and peace of mind that the company
providing your insurance coverage meets our standards.
- ACE
- AIG
- Chubb
- CNA
- Greater NY Mutual Insurance
- Harleysville Worcester
- Hartford
- Main Street America (National Grange)
- MetLife
- NY Central Mutual Insurance
- OneBeacon
- Progressive
- Safeco
- Travelers
- Zurich
Professional Associations

Community Associations
- Hatzoloh EMS: Larry is a long time member of
Hatzoloh EMS Inc. a volunteer for the local ambulance
Corps. On call 24 - 7 Larry runs on calls
from the minor to major injuries
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