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About LHB Insurance

LHB Insurance Brokerage, Inc. is a full-service, professional, independent insurance agency equipped with the products and resources necessary to successfully meet the many and varied requirements of the sophisticated insurance buying public.

We represent many of the most versatile, financially stable insurance companies, with whom we enjoy a carefully developed and strong relationship predicated upon mutual trust, long-term positive results and future growth and development. This is reflected in part through its membership in Independent Insurance Agents and Brokers Association of NY (IIABNY). This membership positions the kind of commitment the Agency makes to its clients, and to the furtherance of excellence in the industry.

 LHB Insurance Brokerage, Inc.  offers superior risk consultation services for both large and small accounts, plus an on-going, periodic review and re-evaluation of each portfolio as part of a wide range of professional insurance services rendered. Although we rely heavily upon our strong domestic markets, the Agency's sophistication and technical skills permit additional latitude for creativity and program design, where necessary, in order to accommodate the more complex and difficult risks. All of our products and programs are both comprehensive in scope and affordable in price.

LHB Insurance recognizes and respects the client's needs first, and exerts all of the energy and talent required to meet that responsibility.

History

Larry Blisko President & CEO, has steered the Agency for over 30 years with consistent and careful judgment, and prepared the Agency to meet the myriad challenges facing its clients and the insurance industry. Larry has contributed indelibly to the Agency's success through his vision, superior technical expertise, and automation of the Agency with the latest state-of-the-art equipment—so vital in this technological age. Larry has developed expertise in handling a variety of accounts including but not limited to complicated real estate entities, and contractor related accounts.

Specialties

Contractors Insurance

As a contractor in today's day and age, every job you take on comes with its own set of risks. Contracting requires specific obligations and legal responsibilities. The vast majority of clients today legally require that a contractor be covered by some level of contractors insurance, before any contract is accepted.

When it comes to purchasing contractors insurance, there are several important factors to consider. With proper contractors insurance, a contractor can be fully protected and insurance, allowing the contractor to work freely with peace of mind.

Real Estate

The real estate industry is one of LHB Insurance's strongest specialties. Our experience in real estate insurance is reflected in Programs that respond to the particular, and sometimes differing, exposures in various regions.

We offer a broad scope of coverage with strong markets, and we've experienced little historical turnover among our carriers. Coverages can include:

  • Property
  • Commercial General Liability and Umbrella Liability
  • Condo and Co-op Directors and Officers Liability
  • Environmental Insurance (first and third party) including above and below ground storage tanks
  • Lead Liability
  • Umbrella Liability
  • Equipment Breakdown
  • Ordinance or Law Coverage
  • Back up of Sewer & Drains
  • Flood & Quake

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. LHB Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.

Insurance Carriers

As independent agents, we have established long term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.

For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.

  • ACE
  • AIG
  • Chubb
  • CNA
  • Greater NY Mutual Insurance
  • Harleysville Worcester
  • Hartford
  • Main Street America (National Grange)
  • MetLife
  • NY Central Mutual Insurance
  • OneBeacon
  • Progressive
  • Safeco
  • Travelers
  • Zurich

Professional Associations

Community Associations

  • Hatzoloh EMS: Larry is a long time member of Hatzoloh EMS Inc. a volunteer for the local ambulance Corps. On call 24 - 7 Larry runs on calls from the minor to major injuries